Loans

We specialized in giving our clients access to dozens of different loan programs and lenders allowing them to choose the loan, term and rate that is right for them, not just the one that the bank decides on.

FHA

An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA).

VA

We offer VA home loan programs to help you buy, build, or improve a home or refinance your current home loan.

JUMBO

A jumbo loan is a mortgage for higher loan amounts. Get information about jumbo mortgages and view loan rates in your area.

CONVENTIONAL

Conventional mortgages aren’t federally guaranteed. Conventional loan down payments can be as low as 3%, but qualifying can be tougher than with gov loans.

REVERSE

A reverse mortgage is a loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their homes into cash.

HARD MONEY

A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property.

ARM

Adjustable-rate mortgages (ARMs) allow borrowers to pay lower interest rates on their loan for a set period, after which the rates get changed.

COMBO

A combination loan usually consists of an adjustable-rate mortgage to finance the construction, followed by a second loan.

INTEREST ONLY

This interest only loan calculator figures your monthly payment amount for any interest only loan.

MOBILE HOME

You can get a loan for a mobile home, but it may not be a mortgage. These are the choices for funding manufactured housing.

RATE AND TERM

A rate-and-term refinance changes the interest rate, the term, or both the rate and the term of an existing mortgage without advancing new money.

CASH OUT REFIN

A mortgage refinancing option in which the new mortgage is for a larger amount than the existing loan amount in order to convert home equity into cash.

Not only do we offer these loans to you when purchasing your home but we will monitor your rate after you buy and when you qualify for a lower payment we will notify you and refinance your home at no cost to you giving you an even lower payment