Find a mortgage loan broker who meets your needs.
Connecting you with us
1
How Can We Help?
We’ll ask questions about your goals, your finances, and answer your questions about the loan process.
2
Loan Application.
We’ll send you a link to a secure online loan application. Just answer some questions and you’re already started!
3
Track Progress and Sign.
Track the progress of your loan in our secure online portal and sign most of your loan documents digitally.
"Your help and guidance along the entire journey was nothing short of phenomenal. We will be forever grateful of your knowledge, expertise, patience, and personal touch. You consistently treated us like family."
— JONATHAN, RAINBOW FUNDING CLIENT
FAQs
Should I get pre-qualified for a loan before starting my home search?
Yes! Pre-qualification helps you know how much home you can afford, so you can feel confident when you are shopping for a new home. Most sellers request a pre-qualification letter with the offer to purchase a home, so having it before you start searching means you’ll be ready to move quickly when you find a home you love. Book a consultation to get started.
How much do I need for a downpayment?
This depends on the type of loan you are getting. There are some loans that don’t require any downpayment, and other loans have varying requirements. Book a consultation with us to discuss your situation.
Can I get a loan if I have a low credit score, bankruptcy, big debt, or missed payments?
Most likely, yes. However, you may not get the interest rate you were hoping for. We can give you several options, no matter what your credit score is or what negative marks may be on your credit report. We can also pull your credit and let you know how to improve your credit score.
What interest rate will I get on my loan?
This depends on a lot of factors. We believe every loan (like every customer) is unique. As an independent mortgage broker, we work with different lenders in order to find the best interest rate for you. Book a consultation with us to get started.
Can I get a loan with you if I've been denied before?
It’s very likely. We love helping people who may not qualify for direct lending from a bank. Book a consultation and let’s discuss your situation and how we can help.
Will I lower my monthly payment by refinancing my existing mortgage?
We really hope so! While it depends on what loan and rate you currently have, we would love to work with you to get you the best rate (or reassure you that you already have the best rate) for you. Learn more about the types of refinances we do, and book a consultation to discuss your situation with us.
How long will it take before the loan is done?
Typically, loans take 15-45 days to complete. How long it takes depends partly on how quickly we receive the information and documentation from you that is necessary to complete the loan. If you’re ready to go, book a consultation.